Creating Wealth and Peace of Mind Every Step of the Way
Independence
We are not tied or limited to any product providers
You’ll enjoy peace of mind when dealing with our practice. As an independent financial adviser, product choice is key.
Please see our extensive list of product providers to assist you with appropriate solutions.
Click the button below to see our list.
Who We Are
Wilma Barnard Wealth and Lifestyle Planner is a dynamic independent practice that provides holistic financial planning solutions, advice and coaching conversations to understand and partner with the professional market, business owners and people ready to move into the retirement space.
We are passionate about listening to our clients, helping them to define the lifestyle they want to achieve and then to devise a personal, step-by-step plan to get there, giving them peace of mind every step of the way.
Happy Clients
Years of Experience
Staff Members
Wealth Services
What We Do
Integrated Wealth Planning
Short Term Insurance
Investment Planning (Local and offshore)
Corporate funds/Employee benefits
Risk Planning
Retirement Planning
Estate Planning
Our Engagement Roadmap
Step / 01
We need to establish our relationship and compatibility, and it starts by understanding and building mutual respect and expectations.
Step / 02
The most important point is to gain clarity on your future lifestyle and aspirations you want to
achieve, and the financial outcomes that we need to plan for.
Step / 03
You and I need to gather your financial data to complete a comprehensive analysis of your current financial situation.
This analysis visually represents your current financial reality and provides the basis for your plan to create your chosen future lifestyle. We will then model various options and investment strategies, to show the impact on your financial future, and allow you to make an informed decision.
Step / 05
I will document your financial plan once you have agreed to the action steps. We will then assist
you to implement your plan, with effective solutions that are aligned with your required lifestyle
goals.
Step / 06
You and I will review your plan annually to ensure that it remains relevant to your changing
circumstances, adding and adjusting as necessary, to ensure that you stay on track to meet your
goals.
Advice Philosophy
Lifestyle
We begin by clarifying what is important to you and your lifestyle you want to achieve.
Risk
Your investment strategy determines the composition of your investment and, in turn, the level of investment risk and volatility you will experience.
Investment Strategy
Based on your current financial circumstances, we then determine the strategy that your investment would need to achieve to sustain your lifestyle.
Lifestyle Adjustments
Whether the investment strategy that you selected and are comfortable with, remains sufficient, as there might have to be other lifestyle adjustments that you need to consider for example save more, spend less, change your goals, disposal of assets etc. for you to achieve your goals and desired lifestyle. This becomes an ongoing conversation that is guided by your lifestyle and changing circumstances.
Minimum Ongoing Service Offerings
Annual review
Client events/ webinars
Financial education and coaching
Quarterly reports
Meet Our Team
Wilma Barnard Owner, Principal Wealth and Lifestyle Planner
Wilma has over 10 years of experience in the financial services industry. She is dedicated to her clients and has a passion for each client’s unique life story. She describes the best part of her job as the journey of providing her clients with financial peace of mind. Besides work, Wilma dedicates one day a week to Touching Hearts Ministry which mainly focuses on restoration and healing to the bride of Christ. She enjoys spending time with her family and furry friends.
Yolandé Trosee Office Manager
Landi has been with the practice since 2016. As the office manager, she plays a vital role in the smooth operation of the day-to-day business and drives client centricity in all her engagements with our clients. Part of her responsibilities includes overseeing the pro-cessing of new business, short term insurance, and co-ordinating almost all aspects of the business. Landi enjoys reading and has a passion for goldsmithing in her leisure time.
Mioné Bouwer Administrative Assistant
Mioné has been with the practice since 2021. She plays a key administrative role in supporting Yolandé with short term insurance and administrative work. She strives to ensure that all clients receive the client care and service they deserve. In her spare time, she enjoys reading and loves good music.
Dedré Boshoff Receptionist
Dedré’s friendly demeanour makes her the perfect first contact for our end-to-end client experience. She has a range of responsibilities, part of which includes managing Wilma’s diary and client review meetings, so you can expect to hear her voice over the phone regularly. She loves the outdoors and spending quality time with her family.
Contact Us
Email: wbarnard@mastheadfp.co.za
Tell: 041 961 0323
Cell: 084 250 5238
Office Hours:
Mon-Thu: 8:00 – 16:30
Fri: 8:00 – 15:30